Module 11 11.04 READ // Liability, Indemnification, CYA Insurance

Lecture: Guest Rich Gunn, TCP Insurance

Join Rich Gunn of TCP Insurance and me as we chat about all things photography insurance! I can tell you from first hand experience that not only is Rich the real deal, but also this video contains some industry secrets!

Plus, you'll have an assignment related to this video, so be sure to watch all the way through! (sure, speed it up if you have to :) )

Files related to the above video:

Photography Insurance proposal.pdf

Sample COI - CCSF.pdf

TCP Photography Insurance.pdf

Definitions:

Liability:

the state of being responsible for something, especially by law.

Mike Figliuolo

Founder and Managing Director of thoughtLEADERS, LLC

Indemnification:

security against legal liability for one's actions.

Mike Figliuolo

Founder and Managing Director of thoughtLEADERS, LLC

Equipment / Studio Rental

Not only might you need insurance to protect YOURself, but your business activities may also require you to protect OTHERS, like, for example, when renting photo equipment, or a photo studio, OR when applying for a permit to shoot on location, the municipality may require you to provide your certificate of insurance for them.

MILK LA Insurance Requirements (1).pdf

QUIXOTE COI REQUIREMENTS.pdf

Quick Check

Do you think you need insurance for your business?

Definitely!

Rich is a good person to know, and can help with a suitable policy, but there are many options out there for insurance.

Not sure...

Fair! Not every business will require it, but it's worth discussing with your attorney and/or insurance broker.

Check Answer

Reminder

After reviewing the information from each section above, click on the Next button to continue through the module!